If your windshield has been damaged due to hailstorm damage or colliding with animals, auto insurance may cover the costs associated with replacing it.
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Some states mandate that insurers offer full glass coverage to all drivers with comprehensive policies, meaning you pay no deductible when repairs or replacements of windshield or other automotive glass occurs.
What is a Windshield Replacement?
Replacement windshields involve the process of extracting damaged auto glass from your vehicle and installing new glass in its place. A windshield should usually be replaced if its integrity has become compromised due to cracks or chips; in such instances it cannot stand the elements and is no longer safe.
Chipped glass surfaces typically result from impacts that disrupt its outermost layer, typically breaking off some material to expose more deeply buried layers underneath. A chip may be repaired; if its damage is extensive enough however, replacement may be the better solution.
Replacement windshields should always be designed specifically to the make and model of the automobile they are being installed in, to ensure safety during any collision or other accident. This ensures your car remains structurally sound should any collision take place.
How Does a Windshield Replacement Work?
A windshield is one of the most essential safety components of your vehicle, providing shelter from harsh elements while aiding visibility in poor weather and maintaining functional air bags in case of an accident.
As soon as your windshield becomes damaged, repairs must be completed quickly in order to limit further damage and keep you safe while driving. Repair options range from chip replacements and chip repairs all the way through replacement of an entire windshield.
Technicians use an injector tool to seal cracks or chips. The tool varies between pressure and vacuum to inject clear resin into any damage areas.
Resin is then hardened with UV light to seal in its adhesive properties and restore windshield integrity. Once complete, the area is cleaned and polished to finish off this step of repair.
What is the Cost of a Windshield Replacement?
Windshields are essential components of your vehicle and provide much-needed protection from the elements. But they can become damaged due to road debris. Therefore, it is a wise idea to have your windshield inspected or repaired as soon as possible for optimal performance.
Cost of replacing a windshield depends on various factors, including its location and the type of glass being used. Most auto glass shops can provide an estimate based on your vehicle make and model to provide accurate costs estimates.
Vehicles equipped with Advanced Driver Assistance Systems and other safety features should also be careful. Such systems rely on sensors and cameras located within your windshield for operation.
When replacing a windshield, it is vital that the sensor orientation and placement is correct for optimal ADAS system operation and to protect you in case of an accident.
Do I Need to File a Windshield Replacement Claim?
Windshield damage doesn’t always require replacement; sometimes a simple chip or ding repair could suffice.
However, if your windshield damage extends beyond six inches long or cannot be contained by repairs alone, replacement may be necessary as chips or dings could quickly spread across it and threaten its structural integrity.
Discover whether your insurance will cover glass damage by looking at your comprehensive deductible. In general, this deductible must first be met before your coverage kicks in and covers the costs associated with replacing a windshield.
Opting for a zero-deductible windshield replacement program could save money in the long run and will only set you back slightly more up front.
